Municipal Credit Analysis
Built for Scale
Surface insights from disclosures in seconds, not hours. Our AI-powered platform helps municipal credit analysts quickly and accurately identify risks, metrics, financials, and trends across thousands of disclosures.
The Challenge of Municipal Credit Analysis
Municipal credit analysts face a unique challenge: thousands of issuers, each with their own disclosure schedule, financial metrics, and risk factors buried in hundreds of pages of official statements and disclosures.
Document overload
Sifting through hundreds of pages of official statements, CAFRs, and disclosure documents to find relevant information is time-consuming and error-prone.
Time pressure
With thousands of municipal issuers to monitor and analyze, there's never enough time to conduct thorough research on every entity in your universe.
Hidden insights
Critical information about covenants, financial trends, and risk factors is often buried deep within complex documents, making it easy to miss key details.
Accelerate Your Research Workflow
Our platform combines AI-powered document analysis with comprehensive municipal bond reference data to help you work smarter, not harder.
AI-powered extraction
Automatically extract key financial metrics, covenants, and risk factors from official statements and disclosures. Our models are trained specifically on municipal bond documents.
Intelligent search
Ask questions in natural language and get precise answers backed by source documents. Track operating revenue trends, debt service coverage ratios, or any custom metric across multiple years.
Trend analysis
Automatically identify trends and changes in financial metrics over time. Get instant visibility into how an issuer's financial position has evolved across multiple disclosure periods.
Continuous monitoring
Set up queries to monitor specific issuers or metrics. Get notified when new disclosures are published and automatically receive updated analysis.
Entity-level intelligence
Organize your research by issuer with automatic entity matching. Track all related metrics, financials, and analysis in one place.
Complete document library
Access our comprehensive library of municipal bond official statements and disclosures, all indexed and searchable. Never worry about missing a critical document.
How It Works
Get started in minutes and transform the way you analyze municipal credits
Add entities
Search for municipal issuers by name or CUSIP and add them to your watchlist.
Define queries
Ask questions about specific metrics, covenants, or risk factors you want to track.
Get instant insights
Our AI analyzes relevant disclosures and extracts the information you need.
Stay informed
Receive updates when new disclosures are published with automatic reanalysis.
Built for Your Workflow
Whether you're conducting initial research, ongoing monitoring, or in-depth analysis, our platform adapts to your needs
Initial credit assessment
Quickly evaluate a new issuer by extracting key financial metrics, management practices, and risk factors from their most recent official statement.
Example queries:
- • What is the issuer's debt service coverage ratio?
- • What are the main revenue sources?
- • Are there any material event notices?
Portfolio monitoring
Track financial trends across your entire portfolio of municipal holdings. Get alerts when key metrics deteriorate or improve.
Example queries:
- • How has the issuer's debt service coverage ratio changed over the past 3 years?
- • Are reserve levels adequate?
- • Have there been any covenant violations?
Comparative analysis
Compare financial metrics and operational characteristics across similar issuers to identify relative value and risk.
Example queries:
- • Compare debt burden across hospital systems
- • Benchmark pension funding ratios
- • Identify outliers in your coverage universe
Deep-dive research
Conduct comprehensive credit analysis with access to historical disclosures and extracted data points spanning multiple years.
Example queries:
- • Analyze capital spending plans and impact on debt
- • Review contingent liabilities and off-balance sheet obligations
- • Track management's financial forecast accuracy
Powered by Comprehensive Reference Data
Our Credit Intelligence Platform is built on top of our extensive municipal bond database, giving you the full context you need
Ready to Transform Your Credit Analysis?
Join forward-thinking analysts who are leveraging AI to stay ahead of the market